Dec 26, 2025
The holidays bring families together—but they also create a rare opportunity to talk about something that truly matters: legacy.
Richard Rosso & Sarah Buenger explore how thoughtful, well-framed conversations about money, wishes, and values can become one of the greatest gifts you give your family. Research shows that nearly 70% of parents have never discussed inheritance with their children, often leaving confusion, conflict, or unresolved questions behind.
Questions lead to stories. Stories lead to understanding. And understanding builds a legacy that lasts beyond the holidays.
0:00 - INTRO
0:20 Santa's Elves & Christmas Ornaments
2:15 - parents who don't tell children about their inheritance.
3:21 - Holiday Legacy Guide
5:41 -Thoughtful conversations: Talking about Money is the greatest
gift
9:33 - Conversation starters are tough - use an independent third
party to help (friends, clergy, financial advisors, etc.)
12:52 - Care in framing the questions - no dead-end questions
14:46 - Long-lost money
17:34 - Ask about the pets - who gets it?
19:35 - Ask about he "final arrangements:" What do you want?
- do it for the ones you love
24:19 - What would you do if you had a month to live?
26:51 - The strategy for learning what your family wants
29:59 - The Christmas Ornament
33:17 - The Tool: www.agingwithdignity.org - Five wishes
Questions lead to stories, stories lead to conversations
Hosted by RIA Advisors Director of Financial Planning, Richard
Rosso, CFP, w Senior Financial Advisor, Sara Buenger, CFP
Produced by Brent Clanton, Executive Producer
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